Investor protection

Investor protection: protection for you as an investor

The EU Regulation gives you as an investor stronger protection. The purpose is to ensure that you do not invest disproportionately large amounts without having a clear understanding of the risks that the investments entail.

As a new investor on our platform, you automatically receive full investor protection. This means that you are covered by three important protective measures:

  1. Investment limit: Your investment is limited to EUR 1,000 per project. The purpose is to protect you from taking a disproportionately large risk before you have had time to build up sufficient knowledge and experience. If you have sufficient knowledge and experience, this limit is removed.
  2. Risk warnings: You always receive a clear warning reminding you that you may lose the entire amount you have invested. The purpose of these risk warnings is to ensure that you are aware of and understand the risks of your investment.
  3. Reflection period (right of withdrawal): You have the right to withdraw your investment within four calendar days. You do not need to give any reason, and no costs or penalties are incurred.

How you can raise your investment limit

Take a knowledge test: If you wish to invest more than EUR 1,000 per project, you can easily take a knowledge test. The test is available on your profile page and is designed to confirm your understanding of investments. If you are not satisfied with the result of the test, you can retake the test at any time. Once you have passed the test, the investment limit is removed.

Alternatively, carry out a financial assessment: It is also possible to raise the investment limit from EUR 1,000 per project if your finances give you sufficient capacity to save and leave you equipped to handle any losses the investments may entail. You can calculate the necessary key figure by carrying out a simulation of losses, which is available on your profile page.

The calculation is voluntary, but it gives you a better overview of your investment capacity and your ability to handle losses.

Waiving investor protection

You can apply to be categorised as a sophisticated investor. The investor protection is then removed. This requires a separate application and that certain criteria are met.

Do you have questions?

You are always welcome to contact us by chat or by email at investeror@fundingpartner.no.